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Website Terms

Terms and Conditions

Terms and Conditions of use ("Website Terms")

Date: 02/01/2024

These terms and conditions govern the use of the Lambonian Financial Services website, including, but not limited to, submitting information requests, loan inquiries, and accessing other online features offered by LAMBONIAN.

1. Definitions

1.1. “LAMBONIAN” refers to Lambonian Financial Services (Pty) Ltd (“us” or “we”).
1.2. “Website” refers to the information available at https://lambonianservices.com
1.3. “User/s, You, Your, or Yourself” refers to any individual accessing any part of this website.

2. Acceptance of Terms

Please read these rules carefully, as your continued use of the website signifies your agreement to these terms and conditions, as well as your acceptance of the provisions outlined in the Privacy Policy. If you do not agree to be bound by these terms and conditions, you may not continue to access, view, use, or download any content from this website.

3. Loans

These terms and conditions do not constitute a loan agreement; they solely govern your use of this Website. Should you apply for a loan from Lambonian Financial Services and enter into a repayment agreement, that arrangement will be governed by its own specific terms and conditions.

4. Marketing

Any reference to an offer on this Website, or within any of our marketing materials—including but not limited to television, YouTube, or radio advertisements—is subject to a credit decision. In addition, all references to an offer must be interpreted in conjunction with our terms and conditions.

5. Content of the Website

We may update these terms and conditions from time to time, and the date of the latest revision will be displayed on this page. Your continued use of the Website after any revisions signifies your acceptance of the updated terms. Please ensure you review these terms and conditions whenever changes occur.

6. Your use of the Website

You agree to use this website solely for lawful purposes. You also agree not to use this website for any unlawful activities, including attempting to gain unauthorised access to other computer systems or transmitting illegal material that may constitute a criminal offense.

We do not guarantee continuous access to the website, nor can we warrant that the website or the server hosting it is free from viruses or other harmful components.

7. Links

Any third party wishing to link to this website from their own site must first obtain permission from Lambonian Financial Services by submitting a request to the webmaster at info@lambonianservices.com.

8. External Links

Where this website provides links to external websites, such links should not be interpreted as an endorsement or indication of any relationship with the third party. Any reliance on information provided by these external sites is entirely at your own risk.

9. Intellectual Property Rights & Domain Name Use

All intellectual property on the Lambonian Financial Services website—including, but not limited to, content, trademarks, domain names, patents, design elements, software, databases, text, graphics, icons, and hyperlinks—is owned by or licensed to Lambonian Financial Services. As such, it is protected against infringement under both domestic and international laws and treaties.

10. Comments

We welcome feedback from visitors to our site. By submitting comments, you agree not to transmit any material that is unlawful, harmful, defamatory, abusive, threatening, vulgar, or obscene. You remain responsible for any content you post, and we are not liable to any third party for your comments. We encourage you to report any content on our website that is false, inaccurate, defamatory, illegal, infringing, or otherwise harmful.

11. Security

We will take all reasonable measures to protect the content of the Lambonian Financial Services website, as well as the information you provide to or that is collected from you.

12. Privacy

12.1. We understand the importance of protecting your privacy and comply with all applicable laws and our Privacy Policy. Our Privacy Policy explains how we collect, use, and share your personal information, including for marketing purposes. By providing us with your information, you consent to its use as described in our Privacy Policy.

12.2. We may also collect technical data, such as the number of visits, your internet browser type, and your computer operating system. This information does not personally identify you and is used solely to monitor site usage. Additionally, we may place “cookies” on your device to help recognize you on return visits and customize content to your preferences. You can disable cookies in your browser settings, and any stored cookies can be removed from your device at any time.

13. Disclaimer & Limitation of Liability

13.1. You acknowledge that the Lambonian Financial Serviceswebsite is supplied on an “as is” basis and has not been compiled to meet your individual requirements. It is your responsibility to satisfy yourself, prior to entering into this agreement with LAMBONIAN, that the content available from and through the Lambonian Financial Serviceswebsite meets your individual requirements and is compatible with your computer hardware and/or software.

13.2. We do not make any warranties or representation that content and services available from the website will in all cases be true, correct, or free from any errors. Lambonian Financial Servicesshall take all reasonable steps to ensure the quality and accuracy of content available from the Lambonian Financial Serviceswebsite.

13.3. Lambonian Financial Servicesdoes not make any warranties or representations that our website shall be available at all times. You acknowledge that the Lambonian Financial Serviceswebsite may be unavailable due to updates or other causes beyond our reasonable control, including, but not limited to electronic virus infection, unauthorised access, power failure or other “acts of God”.

13.4. LAMBONIAN, its directors, employees, officials, suppliers, agents and/or representatives shall not be liable for any loss or damage, whether direct, indirect, or consequential, or any expense of any nature whatsoever, which you may suffer, whether it arises directly or indirectly from reliance of the website and/or its content.

13.5. We shall not be responsible for any direct or indirect special consequential or other damage of any kind whatsoever suffered or incurred by you related to your use of, or your inability to access or use, the content or the website or any functionality of the website or of any linked website, even where we are expressly advised thereof.

13.6. You will indemnify LAMBONIAN, its members, employees, officials, agents, or representatives, and keep them fully indemnified, from and against any loss or damage suffered or liability incurred in respect of any third party, which arises from your use of this website.

14. Mobile Devices

If you access the website from a mobile device, it is your responsibility to ensure that your device, software, service provider, and telephone number are compatible with the technology and comply with all applicable South African laws and regulations.

15. Entire Agreement & Severability

If any term or condition in these terms and conditions is found to be unenforceable or invalid for any reason, that term or condition will be severable from the rest. The remaining terms and conditions will continue to be valid and enforceable.

16. Waiver

If you breach these terms and we do not take immediate action, we still reserve the right to enforce our rights and remedies in the future should you continue to violate these conditions.

17. Applicable & Governing Law

This website is owned and operated within the Republic of South Africa. These terms and conditions are governed by the laws of the Republic of South Africa, and the user consents to the jurisdiction of the Magistrate’s Court in the event of any dispute.

18. Disclosures Required by Legislation

18.1. The full name and legal status of the website owner: Lambonian Financial Services(Pty) Ltd.

18.3. Physical address: 1st Floor Cloister House Reverside, New Bailey Street, Manchester, M3 5FS, United Kingdom